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Who's got Premium Bonds

Started by In With the Lurpak, July 26, 2024, 06:22:22 PM

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In With the Lurpak

Is this the correct web site to buy some (NS&I). It has a few option to invest I have never had any so not got a  clue

https://www.nsandi.com/products/premium-bonds


All I want is the basic info if any of you are involved thanks

Norman_Conquest

This is the site from a link I have.

https://www.nsandi.com/

In With the Lurpak

Thanks Norman. I have zero knowledge of premium bonds its looking like they are some ISA saving thing . I thought it was just a raffle where you put some money on some tickets and that was it . you can take out what you put in with no worries about it going down in value. is that the case or not ?

Ayton Mews

It is a raffle crocky.

The prize pool is basically the Bank of England base rate plus 1% of all the savings currently held.

So you're basically just "gambling" with the interest you would get each month if you put it in a normal savings account.

It's a bit of interest at the start of each month though. Pardon the pun.

Ayton Mews

Over the course of the year I probably get back what I would have got in a normal saver account.

Some months nowt, some months a couple of £50s or £25s. 


Still waiting to win the £50k, mind.

In With the Lurpak

Quote from: Ayton Mews on July 26, 2024, 06:48:27 PMIt is a raffle crocky.

The prize pool is basically the Bank of England base rate plus 1% of all the savings currently held.

So you're basically just "gambling" with the interest you would get each month if you put it in a normal savings account.

It's a bit of interest at the start of each month though. Pardon the pun.



I knew you would be up on the knowledge :charles:


All I wanna know is is that the right site, once i join what do i pick . will they try and ripp me off if i say i want my loot back . that's it in a nut shell

Ayton Mews

https://www.nsandi.com/products/premium-bonds


You can withdraw at anytime, unless you're a massive cunt

tonyangelino

You just invest as much as you want up to 50k. Withdraw all or some whenever you want. The more you put in the more chance of winning apparently but saying that you could have a tenners worth and win the million just like the lotto

fukyu

Quote from: In With the Lurpak on July 26, 2024, 06:52:49 PM
Quote from: Ayton Mews on July 26, 2024, 06:48:27 PMIt is a raffle crocky.

The prize pool is basically the Bank of England base rate plus 1% of all the savings currently held.

So you're basically just "gambling" with the interest you would get each month if you put it in a normal savings account.

It's a bit of interest at the start of each month though. Pardon the pun.



I knew you would be up on the knowledge :charles:


All I wanna know is is that the right site, once i join what do i pick . will they try and ripp me off if i say i want my loot back . that's it in a nut shell
Yes it's a free raffle, whatever you put in you take out at any time and it's protected so the govt pays you back , I've maxed out and won four or five grand in drips and drabs over the last few years.they also do a decent isa rate, I got a 5% one although it's dropped to 4.2 now.

Poolielad

I bought £200 worth donkeys years ago, won £75 off them so far...

fukyu

Quote from: Poolielad on July 26, 2024, 07:41:09 PMI bought £200 worth donkeys years ago, won £75 off them so far...
37.5% interest, get on it. :carrick4:

Poolielad

Quote from: fukyu on July 26, 2024, 07:48:55 PM
Quote from: Poolielad on July 26, 2024, 07:41:09 PMI bought £200 worth donkeys years ago, won £75 off them so far...
37.5% interest, get on it. :carrick4:
Over 30 years not bad  :buck:  :buck:  :wry:

fukyu

Quote from: Poolielad on July 26, 2024, 07:50:04 PM
Quote from: fukyu on July 26, 2024, 07:48:55 PM
Quote from: Poolielad on July 26, 2024, 07:41:09 PMI bought £200 worth donkeys years ago, won £75 off them so far...
37.5% interest, get on it. :carrick4:
Over 30 years not bad  :buck:  :buck:  :wry:
Got to be in it to win it. :sid:

Norman_Conquest

I have two thousand in there and have never won out for years. My father as the maximum and every other month he delights in telling me that Ernie's called. He regularly gets a couple of cheques for £75 plus. 

(Ernie used to be the name of the machine that drew the numbers).

borope

Have a look at a cash ISA with Moneybox. The interest soon mounts up.

teamboro

Had my since I was a youngster even though the money at the time was a lot to pay for them they are still the same value today only ever one one prize won't cash them in as sentimental value is priceless bought by my late grandmother only worth £6 but to me they are priceless as £6 in the sixties was a lot of money
TEESSIDER and Proud  of the area unlike some and I'm not a Racist

In With the Lurpak

I am on  :carrick1:

What a fuck about to join that site  :rav:


Anyway they have sent me emails and texts . looks legit . only bad part now is I am not in any draw until September.  If I win anything my word is my bond ill share 20% of any winnings to red roar and also the dogs home . 



Hound


Poolielad

Quote from: In With the Lurpak on July 26, 2024, 09:33:59 PMI am on  :carrick1:

What a fuck about to join that site  :rav:


Anyway they have sent me emails and texts . looks legit . only bad part now is I am not in any draw until September.  If I win anything my word is my bond ill share 20% of any winnings to red roar and also the dogs home . 



Better check what youve bought there mate......that is not the legit site!!!

In With the Lurpak

Quote from: Poolielad on July 26, 2024, 09:56:04 PM
Quote from: In With the Lurpak on July 26, 2024, 09:33:59 PMI am on  :carrick1:

What a fuck about to join that site  :rav:


Anyway they have sent me emails and texts . looks legit . only bad part now is I am not in any draw until September.  If I win anything my word is my bond ill share 20% of any winnings to red roar and also the dogs home . 



Better check what youve bought there mate......that is not the legit site!!!

PLEASE TELL ME YOU'RE SHITTING ME !!!

Poolielad

Quote from: In With the Lurpak on July 26, 2024, 09:57:01 PM
Quote from: Poolielad on July 26, 2024, 09:56:04 PM
Quote from: In With the Lurpak on July 26, 2024, 09:33:59 PMI am on  :carrick1:

What a fuck about to join that site  :rav:


Anyway they have sent me emails and texts . looks legit . only bad part now is I am not in any draw until September.  If I win anything my word is my bond ill share 20% of any winnings to red roar and also the dogs home . 



Better check what youve bought there mate......that is not the legit site!!!

PLEASE TELL ME YOU'RE SHITTING ME !!!
I am mate  :buck:  :cloughy:

In With the Lurpak

I Have logged back in to it. looks good to me. I have a NS&I number and all the tabs are good at the top. what does your site look like ?

In With the Lurpak

 :diego:  :diego:  :diego:  :diego:  :rav:  :rav:  :winston:  :winston:  :wry:

Bud Wiser

Thinking of having a dabble with premium bonds myself. Just waiting to see what the  socialists are going to hammer us with in their bare faced lying "£20million black hole" autumn budget.
SAMMY AMEOBI - CAN I HAVE YOUR SHIRT PLEASE

Poolielad

Can`t lose with Premium Bonds.........May not win, but definetly cant lose!